Ahmet Kaya
Founding partner
CMB Advanced Licence · CFA
Wealth, family businesses
Office · Levent
Independent, written, regular
An advisory office of fourteen. We sell no products; we write your goals, build the plan with you and report every quarter.
It started with a ledger
In 2014 Ahmet Kaya left banking and opened a green cloth-bound ledger for his first client: a goal on each page, the plan beneath, each quarter’s note in the margin.
Today we work with 240 families and 30 companies; every ledger is still on the shelf, with a digital copy.
We take no commission; our only income is the advisory fee.
Three rules
- Folio IWe sell no products
No commission, no bonuses. Only a transparent advisory fee.
- Folio IIEverything in writing
Goals, the plan and the reason for every change.
- Folio IIIEvery quarter
Four times a year, one page, good or bad.
Our advisers
Licences public, names under every report.
Leyla Demir
Portfolio manager
CMB Portfolio Management
Retirement, individual portfolios
Murat Sezer
Tax and audit
Certified Accountant · Auditor
Tax planning, SME finance
Zehra Yalçın
Risk and insurance adviser
Insurance Arbitration Expert
Life, health, business cover
We keep the archive
Every client file is kept for ten years, so we can show why a decision was made.
Your data is in encrypted systems; paper files in a locked archive.
From our clients
We came eight years before retirement. A one-page report every quarter; we understand what they do and why.
Two meetings they chaired solved what my father and I couldn’t discuss. Our family charter has been in force for a year.
They read my policies: two covered the same risk, one covered nothing. I save 14 thousand lira a year.
A one-hour first meeting
Free and non-binding. At our office, by video or phone. Let’s start writing your goals there.